[PJTSytms97]

The only way to fight back against these unscrupulous individuals, is to try to warn as many tourists as possible about Boutique Resort La Jolla, Mazatlan Mexico, as well as the other timeshare companies. The bottom line is that we Americans have no protection against these salesmen. Bank of America, the bank that issued the credit card for the $6175.00 downpayment, could have cared less that I was defrauded by Fernando Lobato. I submitted documented proof, that Lobato breached Contract No. 417 with Addendum on June 18, 2008. I even tried writing to Ken Lewis, who was then, the CEO of Bank of America, and received no response, accept a telephone call from one of his people, telling me that I must pay the credit card bill, or risk having my credit destroyed for seven years. I submitted all my paperwork describing the fraud to PROFECO in Mexico City, but have not heard any follow-up. I wrote to my state senators, congressman, Comptroller of the Currency, and paid $500 for some legal advice on how to move forward. All this to be forced to pay $6175 for absolutely nothing. I have written off the $6175. Paying that debt was a very bitter lesson to learn at my age, but learn I have. PROFECO cannot force Lobato to refund my downpayment as he agreed to in Contract No. 417 with Addendum. It could have been worse, I might have paid the entire purchase price, and then I would have to deal with Lobato, for the next 29 years-that would have been disastrous.

I like to think that I have healed from this experience, as it will soon be two years, since I was defrauded. I like to think of myself now as a timeshare fraud survivor. Knowledge is power, and this will never happen to me again, I can assure you. We survivors, I think, have a responsiblity to warn potential victims of timeshare fraud.

Good Luck to us all.
PJT Sytms97